Author Archives: Jay Butchko
Biggest Challenges Faced By Auto Insurance Companies In Texas Lawsuits
When it comes to auto insurance companies that are engaged in lawsuits, it’s not always a case of “David vs. Goliath.” While it’s true that some auto insurance companies are multinational corporations with plenty of money to spend, they face a number of challenges when they are taken to court. This is one of… Read More »
Defending South Texas Slip and Falls
Slip and fall incidents are among the most common sources of workers’ compensation claims in America. In fact, according to the National Floor Safety Institute (NFSI), they account for 11 percent of all work-related hospital visits for men, and over 8 million people are treated at the emergency room every year, due to falls…. Read More »
Texas Bad Faith Claims – Independent Injury Not Required
For insurance adjusters and risk managers, bad faith claims are among the most serious claims they handle. They not only allege a harm that has been left uncompensated, but they allege that the insurance carrier has deliberately broken the rules. The Texas Appellate Court recently held that there does not need to be a… Read More »
Independent Insurance for Nursing Home Employees
Independent contractor, employee, or private practitioner? When any healthcare provider decides to take on a new relationship with a healthcare facility, such as a hospital or nursing home, this question immediately comes up. What will the nature of the relationship actually be? Will the professional be covered by the employer’s insurance? Will there be… Read More »
Bad Faith: Rules to Live By
Some insurance carriers – notably even large ones – have come under scrutiny in recent years for their claims handling practices. And while this can seem like just another savvy ploy by creative trial lawyers looking for a quick buck, the truth is, it is easy to violate insurance regulations and have a judge… Read More »
Metlife to be Purchased by Farmers
Mergers have become a common occurrence in the insurance industry, and the latest in major acquisitions could mean Farm’s Insurance Company will take on an even larger market share going forward. The affiliate company of Zurich Insurance Group is set to purchase Metlife for approximately $3.94 billion, according to a Metlife press release from… Read More »
Texas Appeals Court Overturns Award: Lay Testimony Cannot Support Medical Expenses
When someone makes a claim for injuries, they are generally seeking several types of damages. These damages are things for which a person can be compensated under the law. Damages can include things like physical pain and suffering, psychological injuries, lost income, and medical expenses. The latter of these damages is usually the driving… Read More »
Defending Liability When Going Through Bankruptcy
Sometimes you find yourself defending a lawsuit, while also restructuring a corporation. Perhaps a risk team is assessing how to proceed with litigation, while simultaneously facing a Chapter 11 bankruptcy. In these unique situations, it’s important to proceed with caution and work closely with a law firm that has the manpower and experience to… Read More »
Little Known Defense Strategies for Reducing or Avoiding Liability in Auto Injury Claims
For claims for bodily injury or death resulting from auto accidents, there are countless injuries and losses that can be claimed. Each year, insurance prices increase as more individuals make claims for bodily injuries. For those insurance carriers who must defend such actions, the key to risk mitigation is understanding the nuances in the… Read More »
Three Strategies for Early Dismissal and Resolution of Frivolous Claims
For any risk management team or litigation manager, one of the most difficult things to deal with is the frivolous or nuisance claim. Maybe it’s a slip and fall without injuries or a strange claim for injuries that is based on little to no evidence. Whatever the case may be, a nuisance claim can… Read More »